Serving: Arizona • California • Florida • Colorado • Texas
* ARM rates are subject to increase after fixed-rate term of 3, 5, 7 or 10 years.
* Minimum credit score needed is 660.
* The APR depends on individual borrower's credit score and loan to value. * Loan approval is subject to credit approval and program guidelines. Loan products may terminate at any time without notice per wholesale lender unless loan is locked
 720 credit score is needed along with 9-12 months of reserves
 680 credit score is required along with 12 months reserves
Senior Mortgage Advisor
** Licensed in CA, CO, FL, TX