Based near the beautiful Sarasota Bay, and surrounding beaches such as Siesta Key and its nearby barrier islands of Siesta Key, Longboat Key, Lido Key, Bird Key and Manasota Key in the south, there is an abundant number of luxury properties, typically west of Tamiami Trail, that demand jumbo financing, loans over $484,350 (previously $424,000).
A short drive south is the town of Osprey and returning north on 75, exit 213 University Parkway, is the highly acclaimed subdivision Lakewood Ranch. Approximately an hour north is Tampa.
Many beaches on the Gulf Side such as Siesta Key, Clearwater, Ft Desoto, Grayton beach and many others win the best beach awards every year or so.
If you are into more of a city atmosphere, Miami and Fort Lauderdale offer the vibrant urban lifestyle with a tropical feel, combined with upscale residences.
In Southwest Florida, residents are able to experience fine weather and the outside activities throughout the year with numerous chances to go to the picturesque beaches of nearby Captiva and Sanibel.
With special loan products to accommodate borrowers such as 90% financing for a $2.5 million dollar home or 25-30% down for a $6 million dollar vacation home we are sure to be one of your leading lending sources.
Borrowers must be approved to obtain financing. This typically involves having credit scores above a certain range, income within DTI guidelines, and employment verified by underwriting. As a result, not all borrowers will qualify for a mortgage. A mortgage broker will normally have access to more loan programs than a traditional bank.
The standard of living in the area is not limited to just the rich as there is quite a bit to do and see for the typical everyday resident. The area's immaculately kept beaches and its water and boating activities make it a top destination for all. On top of that, there's wonderful art galleries, numerous golf courses, lush parks and more.
Since we are licensed in the entire state, loans are available for a refinance or purchase in Florida's major metropolitan areas of Miami, Ft. Lauderdale, Orlando (Dr. Phillips, Windermere, Celebration, Winter Park) and Jacksonville ( Ponte Verde Beach)
Senior Mortgage Advisor
NMLS License #1048392
(941) 451-6751 (Florida phone)
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