"Portfolio Jumbo Mortgage Products"


    Loans for Self-employed & High-net-worth Individuals


    Alternative Income and Asset Programs

  • No Income Tax Returns, No IRS 4506 forms 1
  • Qualify using 12 Months of Bank Statement Deposits 1
  • Qualify using Liquid Asset Accounts of $1 million or more 1
  • 1-day after Short Sale, Foreclosure. Bankruptcy 1 year 2
  • 90% financing up to $2.5 million with 680 credit score. 3
  • Foreign Nationals, Condotels, Vacation Home (with low down payment) 4
  • Interest Only Payment Option
  • Jumbo Construction Loans (80-100% financing) » more info
  • Choices of 30-year fixed or 3, 5, 7 & 10-year Fixed ARMs.
  • CALIFORNIA ONLY: Stated Income Program. Need 6 months of Income in Reserves


Serving: Arizona • CaliforniaFlorida • Colorado • Texas

DISCLOSURE

(1)   These products require alternate forms of income documentation in place of tax returns.
        Not all borrowers will qualify. Loan approval is subject to credit approval and program guidelines.
       Loan products may end at any time without notice per lender unless the loan is locked
*   Rates are subject to increase after fixed-rate term of 3, 5, 7 or 10 years.
*  The APR depends on individual borrower's credit score and loan to value.
(2)   70-80% LTV financing is available to qualified borrowers. 680 minimum credit score is required.
(3)   680+ credit score & 12 months reserves. 5 year ARM or 30 year Fixed. NOTE: No 30-year Fixed in AZ or TX
(4)   typically a 25-40% downpayment depending on loan amount with 680+ credit scores. Loans above $3 million, expect 30-40% down payment

jumbo portfolio mortgage broker

William Cook
Senior Mortgage Advisor
NMLS #1048392
bill.cook@omni-fund.com
(941) 451-6751
Not all borrowers will qualify for programs above. Terms and conditions are subject to change.

FREE QUOTE Less Mortgage. More Home.