(1) These products require alternate forms of income documentation in place of tax returns.
Not all borrowers will qualify. Loan approval is subject to credit approval and program guidelines.
Loan products may end at any time without notice per lender unless the loan is locked
* Rates are subject to increase after fixed-rate term of 3, 5, 7 or 10 years.
* The APR depends on individual borrower's credit score and loan to value.
(2) 70-80% LTV financing is available to qualified borrowers. 680 minimum credit score is required.
(3) 680+ credit score & 12 months reserves. 5 year ARM or 30 year Fixed. NOTE: No 30-year Fixed in AZ or TX
(4) typically a 25-40% downpayment depending on loan amount with 680+ credit scores. Loans above $3 million, expect 30-40% down payment
Senior Mortgage Advisor
Not all borrowers will qualify for programs above. Terms and conditions are subject to change.